Business and Commercial Insurance

Protecting your livelihood is crucial and we are to help you along the way. We help insure most businesses.

Our specialties include:

Skilled Trades

and Contractors

Breweries

and Restaurants

Associations

and Complexes

Commercial and

Ocean Marine

Commercial Auto

Commercial auto insurance applies to autos owned by or used in your business that protects your business against liability provides certain compensation to occupants of your business autos injured in accidents.

Business Owners Policy

A business owner's policy provides general liability coverage against third-party lawsuits over bodily injuries and property damage. It also pays for damage or loss of your building, equipment, and inventory.


General Liability

General liability insurance policies cover you and your company from claims involving bodily injury and property damage resulting from your products, services or operations.

Worker's Compensation

A worker's compensation insurance policy offers legal liability coverage in respect of compensation paid to employees for injury or death due to accidents or occupational ailments arising during employment.

Business Property

Property insurance covers your buildings, the contents, and loss of income if you're out of business due to a claim. It can help protect your business in the case of unexpected accidents or tragedies.

Professional Liability

Professional liability is a type of business insurance that provides coverage for professionals and businesses to protect against claims of negligence from clients or customers.

Cyber Crime

Cyber insurance covers your business' liability for a data breach involving sensitive information, such as Social Security numbers, credit card numbers, account numbers, driver's license numbers and health records.


Commercial Umbrella

Commercial Liability Umbrella Policy covers costs that exceed your other liability coverage limits. A CLUP increases protection limits for multiple policy types, such as your Auto and Business liability policies.


Key Employee

Key employee insurance is a type of life insurance policy that provides a death benefit to a business if its owner or another significant employee passes away. This one of many business continuation plans available.

Business Interruption

Business interruption insurance can provide coverage for loss of income during periods when you cannot carry out business as usual due to an unexpected event.


Employee Dishonesty

Employee dishonesty is a coverage which compensates business owners for employee actions that may cause physical or financial harm to the business.


Flood

Commercial flood insurance helps protect your business your business’ physical location and the contents inside. Flood coverage is not typically included in a commercial property insurance policy.

A Member of the PCS Alliance

14710 US 17N, Hampstead, NC 28443

©Copyright | Horizon Insurance LLC 2022. All Right Reserved

Business and Commercial Insurance

Protecting your livelihood is crucial. We are here to help you along the way.

We provide insurance for most businesses. Our specialties include:

Skilled Trades and Contractors

Breweries and Restaurants

Associations and Complexes

Commercial

and Ocean Marine

Commercial Auto

Commercial auto insurance applies to autos owned by or used in your business that protects your business against liability provides certain compensation to occupants of your business autos injured in accidents.


Business Owners Policy

A business owner's policy provides general liability coverage against third-party lawsuits over bodily injuries and property damage. It also pays for damage or loss of your building, equipment, and inventory.


General Liability

General liability insurance policies cover you and your company from claims involving bodily injury and property damage resulting from your products, services or operations. Liability is the most common type of Business Insurance.

Worker's Compensation

A worker's compensation insurance policy offers legal liability coverage in respect of compensation paid to employees for injury or death due to accidents or occupational ailments arising during employment.

Business Property

Business property insurance covers your buildings, the contents, and loss of income if you're out of business due to a claim. It can help protect your business in the case of unexpected accidents or tragedies.

Professional Liability

Professional liability insurance is a type of business insurance that provides coverage for professionals and businesses to protect against claims of negligence from clients or customers.

Cyber Crime

Cyber insurance covers your business' liability for a data breach involving sensitive information, such as Social Security numbers, credit card numbers, account numbers, driver's license numbers and health records.

Commercial Umbrella

Commercial Liability Umbrella Policy covers costs that exceed your other liability coverage limits. A CLUP increases protection limits for multiple policy types, such as your Auto and Business liability policies.


Key Employee

Key employee insurance is a type of life insurance policy that provides a death benefit to a business if its owner or another significant employee passes away. This one of many business continuation plans available.

Business Interruption

Business interruption insurance can provide coverage for loss of income during periods when you cannot carry out business as usual due to an unexpected event.



Employee Dishonesty

Employee dishonesty coverage is a coverage which compensates business owners for employee actions that may cause physical or financial harm to the business.



Flood

Commercial flood insurance helps protect your business your business’ physical location and the contents inside. Flood coverage is not typically included in a commercial property insurance policy.

A Member of the PCS Alliance

14710 US 17N, Hampstead, NC 28443

©Copyright | Horizon Insurance LLC 2022. All Right Reserved