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Wilmington's Independent Insurance Broker

From Wrightsville Beach to Monkey Junction, Horizon compares more than 50 top-rated carriers to find affordable coverage for your home, vehicle, boat, and business along the Cape Fear Coast.

★★★★★100+ Reviews
50+Carrier Partners

Access to More than 50 Carriers

Coverage Options

Coverage Options for Every Need

Home & Property Insurance

Whether you own a standard home or a high-value coastal property, we shop multiple carriers to find the right coverage for your situation, including homes in flood zones, high-risk areas, and properties that have been non-renewed by other carriers.

Standard HomesHigh-Value & CoastalHigh-Risk & Non-RenewedFlood Zones

Auto, Boat & RV Insurance

Stay protected on every trip, whether you’re on the road, the water, or the open highway. We compare rates across multiple carriers so you get the right coverage for every vehicle without overpaying.

AutoBoat & WatercraftRV & Recreational

Life Insurance

Secure your family’s financial future with flexible life insurance plans designed for long-term peace of mind, no matter what life brings.

Business Insurance

From general liability to specialty markets, we build business insurance programs that protect what you’ve built and keep your company running strong, across a wide range of industries and property types.

Commercial PropertyMultifamily & HabitationalHospitality
Our Office

Serving Wilmington From Our Hampstead Office

Office: 14710 US-17, Hampstead, NC 28443
Hours: By appointment only
Client Reviews

What People Are Saying

★★★★★Google

I had a great experience working with Jacob Harris. He was able to reduce my HO policy by $1000 and help with canceling my current policy.

Kathy Kramer
★★★★★Google

Had the pleasure of working with Jacob to set up a home insurance policy for our new home. Jacob made the process extremely easy from start to finish and provided helpful reminders throughout – greatly appreciated!

Ben G.
★★★★★Google

Jacob was incredibly helpful in setting us up with the right business insurance. He was knowledgeable, responsive, and made the entire process smooth and stress-free. Highly recommend!

Hayley
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Shop Dozens of Carriers for Wilmington Coverage

From Cape Fear riverfront homes to Wilmington condos and businesses, we find the right policy at the best rate.

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